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In today's complex economic and volatile litigation times, irma offers public entities an extraordinary opportunity to stabilize costs, reduce risk and better serve their constituencies The overwhelming majority of irma’s annual budget is the loss fund, which is funded using the pure premium selected rate recommended by the actuary and approved by the board of directors, multiplied by the exposure base.

The official website of the intergovernmental risk management agency. The tulip is available to the user of the facility, who under contract, permit or agreement, rents or uses local government property or facilities. Tenant user liability insurance program (tulip) what is a tulip